Whether your child is about to obtain their license or you’re looking to get your own Auto Insurance policy, it may seem daunting while trying to find the right coverage. To help, ensure your new driver is protected with these tips.
If you currently have an Auto Insurance policy, you can add a spouse or newly-licensed teen to it. To begin this process, reach out to your insurance agent and go over your current policy to discuss options and rates. There are three things that can be helpful to keep in mind to prepare for this conversation:
Looking to get off your parents’ policy? Start with consulting with your parents’ current insurance agent and see what they can offer. Also, reach out to other insurance providers to ensure you find the best fit for you. It’s important to understand how auto coverage works. Take a look at our glossary of insurance terms to prepare for these conversations.
Auto Insurance is legally necessary when operating and owning a vehicle. There are also multiple coverage options available to ensure your specific needs are covered. However, every state has a minimum auto insurance amount that they require. According to Oklahoma’s Insurance Department, Oklahoma follows the 25/20/25 rule, or $25,000 for bodily injury protection per person, $50,000 per accident and $25,000 for property damage protection.
By working closely with an agent, driving safe and ensuring continuous coverage, you are protecting yourself and building a strong insurance history. Contact your local OKFB agent to talk through this process. It can start when you are ready to add a spouse, teenager or when beginning your journey toward owning your own Auto Insurance policy.